- Employer Paid & Voluntary
- Whether your organization decides to offer Life, Disability, Dental or Vision insurance to all of your employees or a select group of key employees, you have the choice to fully sponsor the plan(s) or offer them on a voluntary basis. While both options have advantages and disadvantages, Advantage Benefits Group will assist your organization in providing these benefits in a way that can help attract and retain top performers while boosting employee appreciation.
- Market Leverage
- Through our years of experience, Advantage Benefits Group has achieved a substantial competitive advantage over other agencies with our marketplace leverage. As a result of our direct access to insurers, we receive lower than standard market prices that we pass on to our clients. The result is a significant savings for your organization.
- Contract Analysis
- Your organizations contract will determine the legal framework under which features of your policies are enforced and should be designed to meet your specific needs. Advantage Benefits Group will analyze your contract to ensure your organization is getting the most out of its benefits.
- Wrap Documents
- A wrap document provides an organization with an ERISA compliant plan document by wrapping itself around, and incorporating by reference, the insurance certificates, policies, contracts, booklets and other benefit descriptions provided by insurance carriers to comply with the required content under ERISA. The result is a reduction of Form 5500 filings. Advantage Benefits Group can help direct your organization in wrap documents to meet the requirements of ERISA.
- Funding Recommendations
- A key component to plan design is to decide on an appropriate financial basis for the plan. Advantage Benefits Group will help your organization determine which type of funding is the best choice, whether that may be under a participating plan or a nonparticipating plan.
- Life Insurance Needs Determination
- Not all organizations have the same needs, especially when it comes to life insurance. Advantage Benefits Group will not only assist you in determining your needs, but will also explain the different types of policies available, review your insurance periodically, and recommend new and innovative products when suitable.
Services
“Advantage Benefits Group is an innovative employee benefits firm that is prepared to handle all aspects of your benefits package. Through our unique insights and our technologically advanced services we will become a seamless extension of your human resource department.”
